Progressive Claims and Settlements

keyboard, papers and ballpen

Tien Law Firm’s car accident lawyers have many years of experience handing claims against Progressive Insurance. The purpose of this page is to give you some tips to help you seek maximum value of your injury claim in settlement negotiations with Progressive.  

Progressive is one of the largest insurance providers in the United States, with its main local competitors being State Farm, Allstate, Nationwide, and GEICO. Like many of the nation’s top insurance companies, Progressive is known for its catchy television ad campaigns. It has made good use of the internet and apps, but what is it like to deal with Progressive for a serious car accident claim? At Tien Law Firm, our lawyers have worked with this insurance company many times, and below share our insights and tips from our experience with settling claims and battling Progressive, and the unique features about this insurer. 

How Does Progressive’s Auto Insurance Limits Compare?

In our experience, Progressive policies may have smaller limits, typically $30,000, $50,000, and $100,000 per victim policies, although we have seen Progressive underinsured motorist coverage (UM) of $1,000,000.

Progressive First Settlement Offers

Initial settlement offers from Progressive insurance adjusters are often lower than you would expect from the average car insurance company. Part of Progressive’s claim settlement tricks used is to try to pay less than the amount of the medical bills. This is especially true if they see that you do not have a lawyer.

The fact that Progressive’s initial offers can be low across the board fo trying to pay less than the full cost of the medical bills suggests that this is a company strategy.

How Does Progressive Handle Uninsured Motorist Claims?

If you were in a collision with someone that did not have car insurance, then you may need to seek uninsured motorist coverage under your own policy. From our car accident attorney’s experience, Progressive can be more fair to its own insureds than other injury claimants.
However, this company is still unreasonable, and it is hard to know what to expect from uninsured motorist claims against them.

Progressive Claims Contact Information

If someone with Progressive Insurance hit you and you have injuries, you should talk to a personal injury lawyer before contacting Progressive as the best way to maximize the value of your claim. 

If you have no injuries or very minor injuries or property damage and want to file a claim with Progressive, call (888) 920-8180. You can also report claims using the company’s mobile app

If you have a personal injury claim from a car accident, it would be wise to contact an injury attorney for a free consultation before contacting Progressive or any insurance company. 

Why? Because without getting good legal advice, you may say or do something that the insurer will try to hit you over the head with in future litigation. Progressive may make an offer quickly, but it may be less money than you may deserve. You may also wish to contact Progressive about getting a rental car. Insurance companies usually should give you a rental car if their insured caused the accident that damaged your car.

Is Progressive Easy to Deal with on Injury Claims?

Honestly, our injury attorneys think Progressive is one of the worst insurance companies to deal with on personal injury claims, but not the worst, there are other insurance companies that cheaper or more underhanded than Progressive.

How Does Progressive Determine Who Is At-Fault for a Car Accident?

Progressive conducts an investigation looking at the relevant evidence, such as the police report and witness statements, to find a strategy to try to deny responsibility. In cases, where our injury attorneys get Progressive to accept responsibly early in the process, they can still seek to minimize a victim’s injuries and damages.

We know Progressive as one of the insurance companies, most likely to argue a baseless reduction of an injured claimant’s medical bills, with a pattern of arguing  that the medical provider charged too much for any number of services or treatments and that they should not have to pay.

Sample Pre-Litigation Settlements Against Progressive

If you were seriously injured in a car accident, you want to know the potential value of your insurance claim. Below are examples of pre-litigation settlements involving Progressive as the insurance carrier. 

There are far too many factors at play to directly match your case to one of these examples. However, we provide these examples as a tool to help car accident plaintiffs and lawyers come up with a range of possible settlement compensation amounts that could apply to your bodily injury claim.

Hire Our Injury Attorneys to Fight for You

If you or a loved one were injured in a car accident, our injury attorney can help you fight for a fair settlement. Tien Law Firm’s motor vehicle accident lawyer has fought Progressive many times over the past decade with a strong track record of pre-litigation settlements obtained from them. For a free consultation, call us at (888) 920-8180 or contact us online.